Privacy Statement

 

HBI and its operating subsidiaries are committed to maintaining the privacy of those who communicate to us on our web site. Your privacy is important to us. Any information that is voluntarily provided to HBI or its subsidiaries through this web site is kept confidential and protected and is treated with the same consideration and confidentiality as any information sent to us by the US mail or communicated to us by telephone. You can expect:

• That we won’t sell, rent or share any personally-identifiable information you provide – except to fulfill a request from you – without your consent.

• That we won’t send you any unsolicited e-mail.

• That we will never use any personally-identifiable information collected at this web site to affect your health benefits coverage or premiums paid for such health benefits or to alter the medical services available to you.

 

The Information We Collect

Our web servers automatically capture your domain name, the IP address of the web page from which you enter our site, the pages you visit on our site and the amount of time you spend here. We do not collect any information that can reveal your personal identity unless you voluntarily provide it when you register to use interactive features of the web site, including the insurance marketing portal, or to receive information from us. We have not created any section of this web site that is directed to children or teens.

Use of the Information this Web Site Gathers/Tracks

Any personally-identifiable information you give us will be used only to provide the product, service or information you have requested or for which you registered.  Unless you specifically consent to let us do so, your personally-identifiable information, including your e-mail address, will not be sold, rented, licensed or otherwise shared with third parties. The non-personally identifiable information we gather in aggregate form may be used to improve our site, and we may share that information with affiliates of HBI or its subsidiaries. Any personal information you voluntarily provide and the non-personally identifiable information we collect in aggregate form will not affect your benefit coverage, eligibility, premiums or claims payment by HBI or the services available to you through HBI.

Linking
This site (www.hbifl.com) may contain links to other sites. HBI is not responsible for the privacy practices or the content of such Web sites. We make no representations whatsoever about any other web site which you may access through this one. When you access another web site, please understand that it is independent from us, and that we have no control over the content on that web site. In addition, a link to another web site does not mean that we endorse or accept any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan horses and other items of a destructive nature. Should you require information regarding a specific medical condition, please contact your family physician or other appropriate physician. Specific medical advice will not be provided and HBI urges you to visit a qualified physician and/or in the event of an emergency, contact your local emergency services or seek immediate care at an emergency department.